/* ==================== ROOT VARIABLES ==================== */
:root {
    /* Primary Colors - Blue */
    --primary-blue: #3872f1;
    --primary-blue-light: #2563EB;
    --primary-blue-dark: #4b3edb;
    
    /* Secondary Colors - Orange (Accent) */
    --secondary-orange: #FF6B35;
    --secondary-orange-light: #FF8558;
    --secondary-orange-dark: #E55A2B;
    
    /* Text Colors */
    --text-primary: #111827;
    --text-secondary: #6B7280;
    --text-tertiary: #9CA3AF;
    
    /* Background Colors */
    --bg-white: #FFFFFF;
    --bg-gray-light: #F9FAFB;
    --bg-gray: #F3F4F6;
    --border-gray: #E5E7EB;
    --border-light: #F3F4F6;
    --black: #000000;
    
    /* Gradients */
    --gradient-blue: linear-gradient(135deg, #667EEA 0%, #4F46E5 100%);
    --gradient-orange: linear-gradient(135deg, #FF8558 0%, #FF6B35 100%);
    --gradient-dark: linear-gradient(135deg, #1F2937 0%, #111827 100%);
    
    /* Typography */
    --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --font-size-xs: 0.75rem;
    --font-size-sm: 0.875rem;
    --font-size-base: 1rem;
    --font-size-lg: 1.125rem;
    --font-size-xl: 1.25rem;
    --font-size-2xl: 1.5rem;
    --font-size-3xl: 1.875rem;
    --font-size-4xl: 2.25rem;
    --font-size-5xl: 3rem;
    --font-size-hero: 3.75rem;
    
    --font-weight-light: 300;
    --font-weight-normal: 400;
    --font-weight-medium: 500;
    --font-weight-semibold: 600;
    --font-weight-bold: 700;
    --font-weight-extrabold: 800;
    
    --line-height-tight: 1.2;
    --line-height-normal: 1.5;
    --line-height-relaxed: 1.75;
    
    /* Spacing */
    --spacing-xs: 0.25rem;
    --spacing-sm: 0.5rem;
    --spacing-md: 1rem;
    --spacing-lg: 1.5rem;
    --spacing-xl: 2rem;
    --spacing-2xl: 3rem;
    --spacing-3xl: 4rem;
    --spacing-4xl: 6rem;
    --spacing-5xl: 8rem;
    
    /* Border Radius */
    --radius-sm: 0.375rem;
    --radius-md: 0.5rem;
    --radius-lg: 0.75rem;
    --radius-xl: 1rem;
    --radius-2xl: 1.5rem;
    --radius-full: 9999px;
    
    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    --shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
    --shadow-orange: 0 10px 25px -5px rgba(255, 107, 53, 0.3);
    
    /* Transitions */
    --transition-fast: 150ms ease-in-out;
    --transition-base: 200ms ease-in-out;
    --transition-slow: 300ms ease-in-out;
    
    /* Layout */
    --container-max-width: 1400px;
    --container-padding: 2rem;
  }
  
  @media (max-width: 768px) {
    :root {
      --font-size-hero: 2.5rem;
      --font-size-5xl: 2rem;
      --font-size-4xl: 1.875rem;
      --container-padding: 1rem;
    }
  }
  
  /* ==================== RESET & BASE ==================== */
  * {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
  }
  
  html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
  }
  
  body {
    font-family: var(--font-sans);
    font-size: var(--font-size-base);
    line-height: var(--line-height-normal);
    color: var(--text-primary);
    background-color: var(--bg-white);
    overflow-x: hidden;
  }
  
  /* ==================== CONTAINER & LAYOUT ==================== */
  .container {
    max-width: var(--container-max-width);
    margin: 0 auto;
    padding: 0 var(--container-padding);
  }
  
  .section {
    padding: var(--spacing-5xl) 0;
  }
  
  @media (max-width: 768px) {
    .section {
      padding: var(--spacing-3xl) 0;
    }
  }
  
  /* ==================== TYPOGRAPHY ==================== */
  h1, h2, h3, h4, h5, h6 {
    font-weight: var(--font-weight-bold);
    line-height: var(--line-height-tight);
    color: var(--text-primary);
    margin-bottom: var(--spacing-md);
  }
  
  h1 { font-size: var(--font-size-hero); font-weight: var(--font-weight-extrabold); }
  h2 { font-size: var(--font-size-4xl); }
  h3 { font-size: var(--font-size-3xl); }
  h4 { font-size: var(--font-size-2xl); }
  h5 { font-size: var(--font-size-xl); }
  h6 { font-size: var(--font-size-lg); }
  
  p {
    margin-bottom: var(--spacing-md);
    color: var(--text-secondary);
    line-height: var(--line-height-relaxed);
  }
  
  /* ==================== BUTTONS ==================== */
  .btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.75rem 1.5rem;
    font-size: var(--font-size-base);
    font-weight: var(--font-weight-medium);
    line-height: 1;
    border: none;
    border-radius: var(--radius-lg);
    cursor: pointer;
    transition: all var(--transition-base);
    text-decoration: none;
    white-space: nowrap;
    gap: 0.5rem;
  }
  
  .btn:disabled {
    opacity: 0.6;
    cursor: not-allowed;
  }
  
  /* Primary Button - Blue */
  .btn-primary {
    background-color: var(--primary-blue);
    color: white;
    box-shadow: var(--shadow-md);
  }
  
  .btn-primary:hover:not(:disabled) {
    background-color: var(--primary-blue-dark);
    transform: translateY(-1px);
    box-shadow: var(--shadow-lg);
  }
  
  /* Secondary Button - Orange */
  .btn-secondary {
    background-color: var(--secondary-orange);
    color: white;
    box-shadow: var(--shadow-md);
  }
  
  .btn-secondary:hover:not(:disabled) {
    background-color: var(--secondary-orange-dark);
    transform: translateY(-1px);
    box-shadow: var(--shadow-orange);
  }
  
  /* Outline Button - White with Border */
  .btn-outline {
    background-color: var(--bg-white);
    color: var(--text-primary);
    border: 1px solid var(--border-gray);
  }
  
  .btn-outline:hover:not(:disabled) {
    background-color: var(--bg-gray-light);
    border-color: var(--text-tertiary);
  }
  
  /* Outline Orange */
  .btn-outline-orange {
    background-color: transparent;
    color: var(--secondary-orange);
    border: 2px solid var(--secondary-orange);
  }
  
  .btn-outline-orange:hover:not(:disabled) {
    background-color: var(--secondary-orange);
    color: white;
    box-shadow: var(--shadow-orange);
  }
  
  /* Gradient Buttons */
  .btn-gradient-blue {
    background: var(--gradient-blue);
    color: white;
    box-shadow: var(--shadow-lg);
  }
  
  .btn-gradient-blue:hover:not(:disabled) {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
  }
  
  .btn-gradient-orange {
    background: var(--gradient-orange);
    color: white;
    box-shadow: var(--shadow-orange);
  }
  
  .btn-gradient-orange:hover:not(:disabled) {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
  }
  
  /* Button Sizes */
  .btn-large {
    padding: 1rem 2rem;
    font-size: var(--font-size-lg);
  }
  
  .btn-small {
    padding: 0.5rem 1rem;
    font-size: var(--font-size-sm);
  }
  
  /* ==================== CARDS ==================== */
  .card {
    background: var(--bg-white);
    border-radius: var(--radius-xl);
    padding: var(--spacing-xl);
    box-shadow: var(--shadow-md);
    transition: all var(--transition-base);
    border: 1px solid var(--border-light);
  }
  
  .card:hover {
    box-shadow: var(--shadow-xl);
    transform: translateY(-4px);
  }
  
  .card-gradient {
    background: var(--gradient-blue);
    color: white;
  }
  
  /* ==================== INPUTS ==================== */
  .input {
    width: 100%;
    padding: 0.75rem 1rem;
    font-size: var(--font-size-base);
    font-family: var(--font-sans);
    color: var(--text-primary);
    background-color: var(--bg-white);
    border: 1px solid var(--border-gray);
    border-radius: var(--radius-md);
    transition: all var(--transition-fast);
    outline: none;
  }
  
  .input:focus {
    border-color: var(--primary-blue);
    box-shadow: 0 0 0 3px rgba(79, 70, 229, 0.1);
  }
  
  .input::placeholder {
    color: var(--text-tertiary);
  }
  
  /* ==================== BADGES ==================== */
  .badge {
    display: inline-flex;
    align-items: center;
    padding: 0.25rem 0.75rem;
    font-size: var(--font-size-xs);
    font-weight: var(--font-weight-medium);
    border-radius: var(--radius-full);
    background-color: var(--bg-gray-light);
    color: var(--text-secondary);
  }
  
  .badge-primary {
    background-color: rgba(79, 70, 229, 0.1);
    color: var(--primary-blue);
  }
  
  .badge-orange {
    background-color: rgba(255, 107, 53, 0.1);
    color: var(--secondary-orange);
  }
  
  .badge-success {
    background-color: rgba(16, 185, 129, 0.1);
    color: #10B981;
  }
  
  /* ==================== TITLE ACCENTS ==================== */
  .title-underline {
    position: relative;
    display: inline-block;
    padding-bottom: 0.5rem;
  }
  
  .title-underline::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 60px;
    height: 3px;
    background-color: var(--secondary-orange);
    border-radius: var(--radius-full);
  }
  
  .title-underline-center {
    position: relative;
    display: inline-block;
    padding-bottom: 0.5rem;
  }
  
  .title-underline-center::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 3px;
    background-color: var(--secondary-orange);
    border-radius: var(--radius-full);
  }
  
  .title-underline-full {
    position: relative;
    display: inline-block;
    padding-bottom: 0.5rem;
  }
  
  .title-underline-full::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    height: 3px;
    background-color: var(--secondary-orange);
    border-radius: var(--radius-full);
  }
  
  /* Small Title with Orange Color */
  .small-title {
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-semibold);
    color: var(--secondary-orange);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: var(--spacing-sm);
  }
  
  .section-label {
    display: inline-block;
    font-size: var(--font-size-xs);
    font-weight: var(--font-weight-bold);
    color: var(--secondary-orange);
    text-transform: uppercase;
    letter-spacing: 0.15em;
    margin-bottom: var(--spacing-md);
  }
  
  /* ==================== GRID ==================== */
  .grid {
    display: grid;
    gap: var(--spacing-xl);
  }
  
  .grid-2 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(3, 1fr); }
  .grid-4 { grid-template-columns: repeat(4, 1fr); }
  
  @media (max-width: 1024px) {
    .grid-4 { grid-template-columns: repeat(2, 1fr); }
    .grid-3 { grid-template-columns: repeat(2, 1fr); }
  }
  
  @media (max-width: 768px) {
    .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  }
  
  /* ==================== FLEX UTILITIES ==================== */
  .flex { display: flex; }
  .flex-center { display: flex; align-items: center; justify-content: center; }
  .flex-between { display: flex; align-items: center; justify-content: space-between; }
  .flex-col { flex-direction: column; }
  
  .gap-sm { gap: var(--spacing-sm); }
  .gap-md { gap: var(--spacing-md); }
  .gap-lg { gap: var(--spacing-lg); }
  .gap-xl { gap: var(--spacing-xl); }
  
  /* ==================== TEXT UTILITIES ==================== */
  .text-center { text-align: center; }
  .text-left { text-align: left; }
  .text-right { text-align: right; }
  
  .text-primary { color: var(--text-primary); }
  .text-secondary { color: var(--text-secondary); }
  .text-white { color: white; }
  
  /* ==================== SPACING UTILITIES ==================== */
  .mt-xs { margin-top: var(--spacing-xs); }
  .mt-sm { margin-top: var(--spacing-sm); }
  .mt-md { margin-top: var(--spacing-md); }
  .mt-lg { margin-top: var(--spacing-lg); }
  .mt-xl { margin-top: var(--spacing-xl); }
  .mt-2xl { margin-top: var(--spacing-2xl); }
  
  .mb-xs { margin-bottom: var(--spacing-xs); }
  .mb-sm { margin-bottom: var(--spacing-sm); }
  .mb-md { margin-bottom: var(--spacing-md); }
  .mb-lg { margin-bottom: var(--spacing-lg); }
  .mb-xl { margin-bottom: var(--spacing-xl); }
  .mb-2xl { margin-bottom: var(--spacing-2xl); }
  
  .pt-xs { padding-top: var(--spacing-xs); }
  .pt-sm { padding-top: var(--spacing-sm); }
  .pt-md { padding-top: var(--spacing-md); }
  .pt-lg { padding-top: var(--spacing-lg); }
  .pt-xl { padding-top: var(--spacing-xl); }
  
  .pb-xs { padding-bottom: var(--spacing-xs); }
  .pb-sm { padding-bottom: var(--spacing-sm); }
  .pb-md { padding-bottom: var(--spacing-md); }
  .pb-lg { padding-bottom: var(--spacing-lg); }
  .pb-xl { padding-bottom: var(--spacing-xl); }
  
  /* ==================== NAVBAR ==================== */
  .navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--border-gray);
    z-index: 1000;
    transition: all var(--transition-base);
  }
  
  .navbar.scrolled {
    box-shadow: var(--shadow-md);
    background: rgba(255, 255, 255, 0.98);
  }
  
  .nav-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
    gap: var(--spacing-xl);
  }
  
  /* Logo */
  .nav-logo {
    display: flex;
    align-items: center;
    text-decoration: none;
    transition: opacity var(--transition-fast);
    flex-shrink: 0;
  }
  
  
  .nav-logo img {
    height: 75px;
    width: auto;
    object-fit: contain;
  }
  
  /* Nav Links */
  .nav-links {
    display: flex;
    list-style: none;
    gap: var(--spacing-2xl);
    align-items: center;
    margin: 0;
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
  }
  
  .nav-link {
    color: var(--text-primary);
    text-decoration: none;
    font-weight: var(--font-weight-medium);
    font-size: var(--font-size-base);
    transition: color var(--transition-fast);
    padding: 0.5rem 0;
  }
  
  .nav-link:hover {
    color: var(--primary-blue);
  }
  
  .nav-link.active {
    color: var(--primary-blue);
  }
  
  /* Mobile Menu Toggle */
  .mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
    z-index: 1001;
  }
  
  .mobile-menu-toggle span {
    width: 24px;
    height: 2px;
    background-color: var(--text-primary);
    transition: all var(--transition-base);
    border-radius: 2px;
  }
  
  .mobile-menu-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(7px, 7px);
  }
  
  .mobile-menu-toggle.active span:nth-child(2) {
    opacity: 0;
  }
  
  .mobile-menu-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -7px);
  }
  
  /* Mobile Menu */
  .mobile-menu {
    position: fixed;
    top: 80px;
    left: 0;
    right: 0;
    background: var(--bg-white);
    box-shadow: var(--shadow-lg);
    transform: translateY(-100%);
    opacity: 0;
    visibility: hidden;
    transition: all var(--transition-base);
    z-index: 999;
    max-height: calc(100vh - 80px);
    overflow-y: auto;
  }
  
  .mobile-menu.active {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }
  
  .mobile-nav-links {
    list-style: none;
    padding: var(--spacing-xl);
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
  }
  
  .mobile-nav-link {
    color: var(--text-primary);
    text-decoration: none;
    font-weight: var(--font-weight-medium);
    font-size: var(--font-size-lg);
    padding: var(--spacing-md);
    border-radius: var(--radius-md);
    transition: all var(--transition-fast);
    display: block;
  }
  
  .mobile-nav-link:hover,
  .mobile-nav-link.active {
    background-color: var(--bg-gray-light);
    color: var(--primary-blue);
  }
  
  /* ==================== NAVBAR RESPONSIVE ==================== */
  @media (max-width: 768px) {
    .nav-links {
      display: none;
    }
  
    .nav-wrapper .btn {
      display: none;
    }
  
    .mobile-menu-toggle {
      display: flex;
    }
  
    .nav-wrapper {
      height: 64px;
    }
  
    .navbar {
      height: 64px;
    }
  
    .mobile-menu {
      top: 64px;
      max-height: calc(100vh - 64px);
    }
  
    .nav-logo img {
      height: 60px;
    }
  }
  
  @media (min-width: 769px) {
    .mobile-menu {
      display: none;
    }
  }
  
  /* Tablet adjustments */
  @media (max-width: 1024px) and (min-width: 769px) {
    .nav-links {
      gap: var(--spacing-lg);
    }
    
    .nav-link {
      font-size: var(--font-size-sm);
    }
  }
  
  /* ==================== ANIMATIONS ==================== */
  @keyframes fadeInUp {
    from {
      opacity: 0;
      transform: translateY(30px);
    }
    to {
      opacity: 1;
      transform: translateY(0);
    }
  }
  
  .animate-fade-in-up {
    animation: fadeInUp 0.6s ease-out forwards;
  }

/* ==================== POLICY BANNER ==================== */
.policy-banner-section {
    position: relative;
    margin-top: 80px;
    background: linear-gradient(135deg, #1E3A8A 0%, #3B82F6 50%, #6366F1 100%);
    overflow: hidden;
  }
  
  .policy-banner-container {
    position: relative;
    max-width: 1300px;
    margin: 0 auto;
    z-index: 2;
    text-align: center;
  }
  
  /* Breadcrumbs */
  .policy-breadcrumbs {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    margin-bottom: 1rem;
    flex-wrap: wrap;
  }
  
  .breadcrumb-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-medium);
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    transition: all var(--transition-base);
  }
  
  .breadcrumb-item:hover {
    color: #FFFFFF;
  }
  
  .breadcrumb-item i {
    font-size: 0.875rem;
  }
  
  .breadcrumb-separator {
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.75rem;
  }
  
  .breadcrumb-current {
    color: #FFFFFF;
    font-weight: var(--font-weight-semibold);
    cursor: default;
  }
  
  /* Banner Title */
  .policy-banner-title {
    font-size: 2.5rem;
    font-weight: var(--font-weight-black);
    color: #FFFFFF;
    margin: 0;
    line-height: 1.1;
    letter-spacing: -0.025em;
  }
  
  /* Decorative Shapes */
  .policy-banner-shape {
    position: absolute;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    z-index: 1;
  }
  
  .policy-banner-shape-1 {
    width: 300px;
    height: 300px;
    top: -100px;
    left: -50px;
    animation: float 6s ease-in-out infinite;
  }
  
  .policy-banner-shape-2 {
    width: 200px;
    height: 200px;
    top: 50%;
    right: -50px;
    animation: float 8s ease-in-out infinite;
    animation-delay: 1s;
  }
  
  .policy-banner-shape-3 {
    width: 150px;
    height: 150px;
    bottom: -50px;
    left: 20%;
    animation: float 7s ease-in-out infinite;
    animation-delay: 2s;
  }
  
  @keyframes float {
    0%, 100% {
      transform: translateY(0) rotate(0deg);
    }
    50% {
      transform: translateY(-20px) rotate(180deg);
    }
  }
  
  /* ==================== BANNER RESPONSIVE ==================== */
  @media (min-width: 1025px) {
    .policy-banner-section {
      margin-top: 80px;
      padding: 4rem 5rem 2.5rem;
    }
  
    .policy-banner-title {
      font-size: 3rem;
    }
  }
  
  @media (max-width: 1024px) and (min-width: 769px) {
    .policy-banner-section {
      margin-top: 80px;
      padding: 3rem 2rem 2rem;
    }
  
    .policy-banner-title {
      font-size: 2.5rem;
    }
  }
  
  @media (max-width: 768px) {
    .policy-banner-section {
      margin-top: 64px;
      padding: 2.5rem 1rem 1.5rem;
    }
  
    .policy-banner-title {
      font-size: 1.875rem;
    }
  
    .policy-breadcrumbs {
      margin-bottom: 0.75rem;
    }
  
    .breadcrumb-item {
      font-size: 0.75rem;
    }
  
    .policy-banner-shape-1 {
      width: 200px;
      height: 200px;
    }
  
    .policy-banner-shape-2 {
      width: 150px;
      height: 150px;
    }
  
    .policy-banner-shape-3 {
      width: 100px;
      height: 100px;
    }
  }
  
  @media (max-width: 480px) {
    .policy-banner-section {
      margin-top: 64px;
      padding: 2rem 1rem 1.25rem;
    }
  
    .policy-banner-title {
      font-size: 1.5rem;
    }
  
    .breadcrumb-item {
      font-size: 0.688rem;
    }
  
    .breadcrumb-item i {
      font-size: 0.75rem;
    }
  
    .policy-breadcrumbs {
      margin-bottom: 0.5rem;
    }
  
    .breadcrumb-separator {
      font-size: 0.625rem;
    }
  }
  
  
  /* ==================== POLICY CONTENT ==================== */
  .policy-content-section {
    padding: var(--spacing-5xl) 0;
    background: #FFFFFF;
  }
  
  .policy-wrapper {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-4xl);
  }
  
  @media (min-width: 1024px) {
    .policy-wrapper {
      grid-template-columns: 280px 1fr;
      gap: var(--spacing-5xl);
    }
  }
  
  /* ==================== SIDEBAR NAVIGATION ==================== */
  .policy-sidebar {
    position: relative;
  }
  
  .policy-nav-sticky {
    position: sticky;
    top: 100px;
    background: var(--bg-white);
    border-radius: var(--radius-xl);
    padding: var(--spacing-xl);
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--border-light);
  }
  
  .policy-nav-title {
    font-size: var(--font-size-lg);
    font-weight: var(--font-weight-bold);
    color: var(--text-primary);
    margin-bottom: var(--spacing-lg);
  }
  
  .policy-nav {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
  }
  
  .policy-nav-link {
    padding: 0.75rem 1rem;
    font-size: var(--font-size-sm);
    color: var(--text-secondary);
    text-decoration: none;
    border-radius: var(--radius-md);
    transition: all var(--transition-base);
    border-left: 3px solid transparent;
  }
  
  .policy-nav-link:hover {
    background: var(--bg-gray-light);
    color: var(--primary-blue);
    border-left-color: var(--primary-blue);
  }
  
  .policy-nav-link.active {
    background: rgba(56, 114, 241, 0.1);
    color: var(--primary-blue);
    border-left-color: var(--primary-blue);
    font-weight: var(--font-weight-semibold);
  }
  
  /* ==================== MAIN CONTENT ==================== */
  .policy-main {
    max-width: 900px;
  }
  
  .policy-section {
    margin-bottom: var(--spacing-5xl);
    scroll-margin-top: 100px;
  }
  
  .policy-section-title {
    font-size: var(--font-size-3xl);
    font-weight: var(--font-weight-extrabold);
    color: var(--text-primary);
    margin-bottom: var(--spacing-lg);
    padding-bottom: var(--spacing-md);
    border-bottom: 3px solid var(--primary-blue);
  }
  
  .policy-subsection-title {
    font-size: var(--font-size-xl);
    font-weight: var(--font-weight-bold);
    color: var(--text-primary);
    margin: var(--spacing-xl) 0 var(--spacing-md) 0;
  }
  
  .policy-text {
    font-size: var(--font-size-base);
    line-height: var(--line-height-relaxed);
    color: var(--text-secondary);
    margin-bottom: var(--spacing-lg);
  }
  
  .policy-list {
    list-style: none;
    padding-left: 0;
    margin-bottom: var(--spacing-lg);
  }
  
  .policy-list li {
    position: relative;
    padding-left: 1.75rem;
    margin-bottom: 0.75rem;
    font-size: var(--font-size-base);
    line-height: var(--line-height-relaxed);
    color: var(--text-secondary);
  }
  
  .policy-list li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--primary-blue);
    font-weight: var(--font-weight-bold);
    font-size: 1.25rem;
  }
  
  .policy-list li strong {
    color: var(--text-primary);
    font-weight: var(--font-weight-semibold);
  }
  
  /* ==================== POLICY CARDS ==================== */
  .policy-card {
    background: var(--bg-white);
    border: 1px solid var(--border-light);
    border-radius: var(--radius-xl);
    padding: var(--spacing-xl);
    margin-bottom: var(--spacing-lg);
    box-shadow: var(--shadow-md);
    transition: all var(--transition-base);
  }
  
  .policy-card:hover {
    box-shadow: var(--shadow-lg);
    transform: translateY(-2px);
  }
  
  .policy-card-title {
    font-size: var(--font-size-lg);
    font-weight: var(--font-weight-bold);
    color: var(--text-primary);
    margin-bottom: var(--spacing-md);
    display: flex;
    align-items: center;
    gap: 0.75rem;
  }
  
  .policy-card-title i {
    color: var(--primary-blue);
    font-size: 1.5rem;
  }
  
  .policy-card-text {
    font-size: var(--font-size-base);
    line-height: var(--line-height-relaxed);
    color: var(--text-secondary);
    margin: 0;
  }
  
  /* Services Grid for Terms Page */
  .policy-services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--spacing-lg);
    margin: var(--spacing-xl) 0;
  }
  
  .policy-card-icon {
    width: 60px;
    height: 60px;
    border-radius: var(--radius-lg);
    background: linear-gradient(135deg, rgba(56, 114, 241, 0.1) 0%, rgba(56, 114, 241, 0.2) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: var(--spacing-md);
    color: var(--primary-blue);
    font-size: 1.75rem;
    transition: all var(--transition-base);
  }
  
  .policy-card:hover .policy-card-icon {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-dark) 100%);
    color: white;
    transform: scale(1.1);
  }
  
  /* ==================== POLICY ALERT ==================== */
  .policy-alert {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    padding: var(--spacing-lg);
    background: rgba(56, 114, 241, 0.05);
    border-left: 4px solid var(--primary-blue);
    border-radius: var(--radius-md);
    margin: var(--spacing-xl) 0;
  }
  
  .policy-alert i {
    color: var(--primary-blue);
    font-size: 1.5rem;
    flex-shrink: 0;
    margin-top: 0.125rem;
  }
  
  .policy-alert strong {
    color: var(--text-primary);
    font-weight: var(--font-weight-bold);
  }
  
  .policy-alert div {
    flex: 1;
    font-size: var(--font-size-base);
    line-height: var(--line-height-relaxed);
    color: var(--text-secondary);
  }
  
  /* ==================== CONTACT GRID ==================== */
  .policy-contact-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--spacing-xl);
    margin-top: var(--spacing-xl);
  }
  
  .policy-contact-card {
    text-align: center;
    padding: var(--spacing-2xl);
    background: var(--bg-gray-light);
    border-radius: var(--radius-xl);
    transition: all var(--transition-base);
  }
  
  .policy-contact-card:hover {
    background: var(--bg-white);
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
  }
  
  .policy-contact-card i {
    font-size: 2.5rem;
    color: var(--primary-blue);
    margin-bottom: var(--spacing-md);
  }
  
  .policy-contact-card h4 {
    font-size: var(--font-size-lg);
    font-weight: var(--font-weight-bold);
    color: var(--text-primary);
    margin-bottom: var(--spacing-sm);
  }
  
  .policy-contact-card a {
    color: var(--secondary-orange);
    text-decoration: none;
    font-weight: var(--font-weight-medium);
    transition: all var(--transition-base);
  }
  
  .policy-contact-card a:hover {
    color: var(--secondary-orange-dark);
  }
  
  .policy-contact-card p {
    color: var(--text-secondary);
    margin: 0;
    font-size: var(--font-size-base);
  }
  
  /* ==================== SCROLL TO TOP BUTTON ==================== */
  .scroll-to-top {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    width: 3rem;
    height: 3rem;
    border-radius: 50%;
    background: var(--primary-blue);
    color: white;
    border: none;
    cursor: pointer;
    display: none;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
    transition: all 0.3s;
    z-index: 999;
    font-size: 1rem;
  }
  
  .scroll-to-top:hover {
    transform: translateY(-4px);
    box-shadow: 0 6px 20px rgba(56, 114, 241, 0.4);
  }
  
  /* ==================== FOOTER ==================== */
  .footer {
    background: #0F172A;
    color: #CBD5E1;
    padding: 4rem 1.5rem 2rem;
    border-top: 1px solid #1E293B;
  }
  
  .footer-container {
    max-width: 1280px;
    margin: 0 auto;
  }
  
  .footer-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 3rem;
    margin-bottom: 3rem;
  }
  
  @media (min-width: 768px) {
    .footer-grid {
      grid-template-columns: repeat(2, 1fr);
    }
  }
  
  @media (min-width: 1024px) {
    .footer-grid {
      grid-template-columns: 2fr 1fr 1.2fr 1.5fr;
      gap: 3rem;
    }
    
    .footer {
      padding: 4rem 5rem 2rem;
    }
  }
  
  .footer-column {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
  }
  
  .footer-logo {
    display: flex;
    align-items: center;
    margin-bottom: 0.5rem;
  }
  
  .footer-logo-text {
    font-size: var(--font-size-xl);
    font-weight: var(--font-weight-extrabold);
    color: #FFFFFF;
    letter-spacing: -0.025em;
    margin: 0;
    transition: all var(--transition-base);
  }
  
  .footer-logo-text:hover {
    color: var(--primary-blue);
  }
  
  .footer-description {
    color: #94A3B8;
    line-height: 1.7;
    margin: 0;
    font-size: var(--font-size-sm);
  }
  
  .footer-social {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
  }
  
  .footer-social-link {
    width: 2.5rem;
    height: 2.5rem;
    border-radius: var(--radius-lg);
    background: #1E293B;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #FFFFFF;
    transition: all var(--transition-base);
    text-decoration: none;
    font-size: 1rem;
  }
  
  .footer-social-link:hover {
    background: var(--primary-blue);
    transform: translateY(-4px);
    box-shadow: 0 6px 20px rgba(56, 114, 241, 0.4);
  }
  
  .footer-heading {
    color: #FFFFFF;
    font-weight: var(--font-weight-bold);
    font-size: 0.875rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 1rem;
  }
  
  .footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
  }
  
  .footer-products-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1rem;
  }
  
  @media (min-width: 1024px) {
    .footer-products-grid {
      grid-template-columns: repeat(2, 1fr);
      gap: 1.5rem;
    }
  }
  
  .footer-links a {
    color: #CBD5E1;
    text-decoration: none;
    transition: all var(--transition-base);
    font-size: var(--font-size-sm);
    display: inline-block;
  }
  
  .footer-links a:hover {
    color: var(--secondary-orange);
  }
  
  .footer-contact {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 1rem;
  }
  
  .footer-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 0.875rem;
    transition: all var(--transition-base);
  }
  
  .footer-contact-icon {
    color: var(--primary-blue);
    font-size: 1.125rem;
    margin-top: 0.125rem;
    flex-shrink: 0;
    transition: all var(--transition-base);
  }
  
  .footer-contact-link {
    text-decoration: none;
    display: block;
    transition: all var(--transition-base);
  }
  
  .footer-contact-title {
    color: #FFFFFF;
    font-weight: var(--font-weight-semibold);
    margin: 0 0 0.25rem 0;
    font-size: var(--font-size-sm);
    transition: all var(--transition-base);
  }
  
  .footer-contact-subtitle {
    font-size: 0.75rem;
    color: #64748B;
    margin: 0;
    transition: all var(--transition-base);
  }
  
  .footer-contact-item:hover .footer-contact-icon {
    color: var(--secondary-orange);
    transform: scale(1.15);
  }
  
  .footer-contact-link:hover .footer-contact-title {
    color: var(--secondary-orange);
  }
  
  .footer-contact-link:hover .footer-contact-subtitle {
    color: #94A3B8;
  }
  
  .footer-contact-item:nth-child(1):hover .footer-contact-icon {
    animation: phone-ring 0.5s ease-in-out;
  }
  
  @keyframes phone-ring {
    0%, 100% { transform: rotate(0deg); }
    25% { transform: rotate(-15deg); }
    75% { transform: rotate(15deg); }
  }
  
  .footer-contact-item:nth-child(2):hover .footer-contact-icon {
    animation: email-bounce 0.6s ease-in-out;
  }
  
  @keyframes email-bounce {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-5px); }
  }
  
  .footer-contact-item:nth-child(3):hover .footer-contact-icon {
    animation: location-drop 0.5s ease-in-out;
  }
  
  @keyframes location-drop {
    0% { transform: translateY(-8px); }
    50% { transform: translateY(2px); }
    100% { transform: translateY(0); }
  }
  
  .footer-bottom {
    padding-top: 2rem;
    border-top: 1px solid #1E293B;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    align-items: center;
    gap: 1.5rem;
    font-size: var(--font-size-sm);
    color: #64748B;
  }
  
  @media (min-width: 768px) {
    .footer-bottom {
      flex-direction: row;
    }
  }
  
  .footer-copyright {
    margin: 0;
  }
  
  .footer-bottom-links {
    display: flex;
    gap: 2rem;
    flex-wrap: wrap;
    justify-content: center;
  }
  
  .footer-bottom-links a {
    color: #64748B;
    text-decoration: none;
    transition: all var(--transition-base);
    font-size: var(--font-size-sm);
  }
  
  .footer-bottom-links a:hover {
    color: var(--secondary-orange);
  }
  
  /* ==================== SIDEBAR VISIBILITY ==================== */
  @media (max-width: 1023px) {
    .policy-sidebar {
      display: none !important;
    }
  
    .policy-wrapper {
      grid-template-columns: 1fr;
    }
  
    .policy-main {
      max-width: 100%;
    }
  }
  
  @media (min-width: 1024px) {
    .policy-sidebar {
      display: block;
    }
  }
  
  /* ==================== RESPONSIVE - BANNER ==================== */
  @media (max-width: 768px) {
  
    .footer {
      padding: 3rem 1.5rem 2rem;
    }
  
    .footer-grid {
      gap: 2.5rem;
      margin-bottom: 2.5rem;
    }
  
    .footer-logo-text {
      font-size: var(--font-size-lg);
    }
  
    .footer-heading {
      font-size: 0.75rem;
      margin-bottom: 0.875rem;
    }
  
    .footer-social {
      gap: 0.75rem;
    }
  
    .footer-social-link {
      width: 2.25rem;
      height: 2.25rem;
      font-size: 0.875rem;
    }
  
    .footer-contact-item {
      gap: 0.75rem;
    }
  
    .footer-contact-icon {
      font-size: 1rem;
    }
  
    .footer-contact {
      gap: 0.875rem;
    }
  
    .footer-links {
      gap: 0.625rem;
    }
  }
  
  @media (max-width: 480px) {
  
    .footer {
      padding: 2.5rem 1rem 1.5rem;
    }
  
    .footer-grid {
      gap: 2rem;
      margin-bottom: 2rem;
    }
  
    .footer-logo-text {
      font-size: var(--font-size-base);
    }
  
    .footer-description {
      font-size: 0.813rem;
    }
  
    .footer-bottom {
      padding-top: 1.5rem;
      gap: 1rem;
    }
  
    .footer-bottom-links {
      gap: 1.5rem;
      font-size: 0.813rem;
    }
  
    .footer-contact-title {
      font-size: 0.813rem;
    }
  
    .footer-contact-subtitle {
      font-size: 0.688rem;
    }
  
    .footer-links a {
      font-size: 0.813rem;
    }
  }
  
  /* ==================== RESPONSIVE - CONTENT ==================== */
  @media (max-width: 768px) {
    .policy-content-section {
      padding: var(--spacing-4xl) 0;
    }
  
    .policy-wrapper {
      gap: var(--spacing-3xl);
    }
  
    .policy-section {
      margin-bottom: var(--spacing-4xl);
    }
  
    .policy-section-title {
      font-size: var(--font-size-2xl);
      padding-bottom: var(--spacing-sm);
    }
  
    .policy-subsection-title {
      font-size: var(--font-size-lg);
      margin: var(--spacing-lg) 0 var(--spacing-sm) 0;
    }
  
    .policy-text {
      font-size: var(--font-size-sm);
    }
  
    .policy-list li {
      font-size: var(--font-size-sm);
      padding-left: 1.5rem;
    }
  
    .policy-nav-sticky {
      padding: var(--spacing-lg);
    }
  
    .policy-nav-title {
      font-size: var(--font-size-base);
    }
  
    .policy-contact-grid {
      grid-template-columns: 1fr;
      gap: var(--spacing-lg);
    }
  
    .policy-card {
      padding: var(--spacing-lg);
    }
  
    .policy-card-title {
      font-size: var(--font-size-base);
    }
  
    .policy-card-text {
      font-size: var(--font-size-sm);
    }
  
    .policy-alert {
      padding: var(--spacing-md);
    }
  
    .policy-alert i {
      font-size: 1.25rem;
    }
  
    .policy-contact-card {
      padding: var(--spacing-xl);
    }
  
    .policy-contact-card i {
      font-size: 2rem;
    }
  
    .scroll-to-top {
      bottom: 1.5rem;
      right: 1.5rem;
      width: 2.75rem;
      height: 2.75rem;
      font-size: 0.875rem;
    }
  
    .policy-services-grid {
      grid-template-columns: 1fr;
      gap: var(--spacing-md);
    }
  
    .policy-card-icon {
      width: 50px;
      height: 50px;
      font-size: 1.5rem;
    }
  }
  
  @media (max-width: 480px) {
    .policy-content-section {
      padding: var(--spacing-3xl) 0;
    }
  
    .policy-section {
      margin-bottom: var(--spacing-3xl);
    }
  
    .policy-section-title {
      font-size: var(--font-size-xl);
    }
  
    .policy-subsection-title {
      font-size: var(--font-size-base);
    }
  
    .policy-text {
      font-size: 0.813rem;
    }
  
    .policy-list li {
      font-size: 0.813rem;
      padding-left: 1.25rem;
      margin-bottom: 0.5rem;
    }
  
    .policy-list li::before {
      font-size: 1rem;
    }
  
    .policy-card {
      padding: var(--spacing-md);
    }
  
    .policy-card-title {
      font-size: var(--font-size-sm);
      gap: 0.5rem;
    }
  
    .policy-card-title i {
      font-size: 1.25rem;
    }
  
    .policy-card-text {
      font-size: 0.813rem;
    }
  
    .policy-alert {
      padding: var(--spacing-sm);
      gap: 0.75rem;
    }
  
    .policy-alert i {
      font-size: 1.125rem;
    }
  
    .policy-alert div {
      font-size: 0.813rem;
    }
  
    .policy-contact-card {
      padding: var(--spacing-lg);
    }
  
    .policy-contact-card i {
      font-size: 1.75rem;
    }
  
    .policy-contact-card h4 {
      font-size: var(--font-size-base);
    }
  
    .policy-contact-card a,
    .policy-contact-card p {
      font-size: 0.813rem;
    }
  
    .scroll-to-top {
      bottom: 1rem;
      right: 1rem;
      width: 2.5rem;
      height: 2.5rem;
      font-size: 0.75rem;
    }
  
    .policy-card-icon {
      width: 45px;
      height: 45px;
      font-size: 1.25rem;
    }
  }
  
  /* ==================== PRINT STYLES ==================== */
  @media print {
    .navbar,
    .mobile-menu,
    .policy-banner-shape,
    .policy-sidebar,
    .footer,
    .scroll-to-top {
      display: none !important;
    }
  
    .policy-banner-section {
      margin-top: 0;
      padding: 1rem;
      background: white;
      color: black;
    }
  
    .policy-banner-title {
      color: black;
    }
  
    .policy-content-section {
      padding: 1rem 0;
    }
  
    .policy-section {
      page-break-inside: avoid;
    }
  
    .policy-card {
      box-shadow: none;
      border: 1px solid #ddd;
    }
  }